In a nutshell, we offer services to purchase receivables invoices, enabling clients to improve cash flow, mitigate or entirely eliminate risk exposure, and focus on growing their business rather than chasing down payments from customers.
Each client enjoys terms and services tailored to their unique requirements and business model.

We are an affordable alternative to other companies offering factoring services, with low minimums on the invoice amounts we're willing to factor. We understand the challenges facing small ecommerce companies when it comes to cash flow, access to affordable capital, and risk management, especially when it comes to extension of terms and credit.

Our technology stack gives clients access to real-time authorizations^* of invoice purchases on potential customer transactions, enabling them to close more sales with confidence knowing that funding has been secured in advance. They can also submit batches of completed invoice for authorization, which streamlines and simplifies the review and approval process.

While not entirely unique in the fintech space, our net terms servicing program is undoubtedly one of the best, and we're proud of it.

We meet with many clients who would like to offer net terms accounts to customers, because it makes sense - having options other than payment at time of sale encourages customers to make larger and more frequent purchases. However, many small ecommerce companies are often either unable or unwilling to manage the cash flow consequences of offering in-house financing. In addition, it requires companies to establish and staff receivables and collections policies and departments, which is expensive and takes the focus away from managing and growing the revenue-producing parts of their business.

We offer the best of both worlds, with a best-in-class web API that can be easily and quickly integrated into client ecommerce platforms and enables them to obtain real-time authorizations^* of net terms purchases for their customers, with settlement of approved transactions in 48 business hours or less.
Clients even have the capability to specify custom terms for each individual account, including credit limits, downpayment requirements (if any), and other details, making their program one that works best for themand their customers.

A unique feature of our service is the capability to report tradelines we service on behalf of the clients for whom we provide net terms provisioning. We offer this feature because it can be an important selling point for some clients who see it as a competitive edge to offer reporting of their accounts to the major business credit bureaus.

We offer curated advisory services to clients who are seeking advice on a range of business issues. We understand that by furnishing a wrap-around set of services that holistically address our clients' needs, they are going to be more successful, which translates into success for us as well.

We stand by with an array of advisory services which address multiple aspects of our clients' needs, ranging from cash flow and credit-building to marketing and capitalization. Each client we work with receives a tailored list of services which is specific to the needs and objectives of their business. We would love to speak with you about how we can help you take your business to the next level.